Neatly Scribbled

Toward the end of July my husband and I decided to revamp our finances.  One day during the week I had a day to myself and I started looking around at all of the clutter that lie scattered around the house, and I thought to myself, "do we even use this stuff that we buy?"  The answer was irrevocably no.  I began to think of the money that was spent on this clutter that we don't use and spend our valuable time dusting.  Thousands of dollars I'm sure spent on unnecessary items that add no value to our lives, but we thought it was neat or pretty or smelled good and we spent ten to twenty dollars to take it home with us. At this point I knew we needed a drastic change in the way we viewed our money.  I began by watching Youtube videos and reading blogs.  Back in December I believe, my husband and I bought Dave Ramsey's Money Makeover book and of course it set idly on a shell gathering dust.  I grabbed the book, blew off the excess dust and cracked it open.  I took n